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About Jayne Debus

jayned@nebcoinc.com

4 Contingencies that Protect You as a Homebuyer

Including contingencies in your contract can help protect you, your finances and your family when buying a home.

Here are some important ones to consider:

  • Home inspection contingency, which allows you to have the home inspected
  • Appraisal contingency, which protects you from owing extra money should your lender’s appraisal come in low
  • Financing contingency, which allows you to back out if your mortgage loan doesn’t come through
  • Sale contingency, which says your purchase is only valid if you’re able to sell your existing home first

Make sure to talk through possible contingencies with your agent before making an offer. The most appropriate ones vary from buyer to buyer.

By |2019-12-10T09:04:59-06:00January 3rd, 2020|

Selling Your Home Now? Embrace the Season

Embracing the festive season can be a great way to make your home more marketable this winter.

Is your home currently for sale? Consider these tips:

  • Add a festive wreath to the door and potted chrysanthemums on the porch.
  • Clean up the fireplace and set up fresh logs. You can even light a fire before the buyers arrive.
  • Install twinkling lights along your front and back porch to create a more welcoming atmosphere.
  • Spray festive scents like pine, peppermint or apple pie in the main living areas.

Buyers want a place where they can spend their own future holidays with loved ones. Embrace the season and show them your house is that place!

By |2019-12-10T09:03:51-06:00December 20th, 2019|

Easy Ways to Save on Your Move

Moving can be expensive. From packing supplies and movers to rental vans and gas, the costs can add up quickly.

Want to save on your upcoming move? Here’s how:

  • Get free boxes from local grocery and convenience stores.
  • Use recycled mailers, flyers and newspapers as packing materials.
  • Declutter and donate first to cut down on your load.
  • Call in friends, family and coworkers for help with manual labor.

Make sure to save receipts for your moving expenses, too. Many moving costs can be deducted from your annual tax returns. Consult a certified accountant if you’re not sure how to proceed with this.

By |2019-12-10T09:02:30-06:00December 10th, 2019|

Maintaining Curb Appeal in Winter

It can be hard keeping the yard lush and beautiful in the cold winter months, and if your property is on the market, curb appeal is more important than ever.

Here’s how to keep it up in winter:

  • Invest in hardy foliage. Ferns, witch hazel and even pansies hold up well in winter.
  • Keep it tidy. Edge, clear away leaves and debris, and shovel the walkways. Clean your gutters often.
  • Repaint your exterior. Give the shutters and door a fresh coat of paint, and clean any exposed brick or stucco.

Talk to your agent for ways to up your specific property’s curb appeal this winter.

By |2019-11-05T08:24:25-06:00November 30th, 2019|

4 Questions to Ask When Touring a Home

Going to a showing soon? Make sure to ask these questions as your tour the property:

  1. Does it look maintained and well-cared for? If it doesn’t, there may be costly repairs necessary.
  2. Will this fit my needs? Evaluate space, storage, layout, etc.
  3. Is there work to be done to get it to my liking? If you’ll need to do renovations, you will want to factor this into your decision (and make sure it will fit your budget).
  4. Will it fit in with your long-term goals? Is there room to raise kids or a yard for your future pups?

Tap your agent for guidance, too. We’re there to help!

By |2019-11-05T08:21:37-06:00November 5th, 2019|

Red Flags to Watch for on a Showing

Not every showing will turn out to be “the one.”

Want to make sure you don’t make an offer on a dud property? Watch for these red flags:

  • Signs of poor care/maintenance. If there are obvious signs of poor maintenance, you can bet there are deeper, less visible ones, too.
  • Strange smells or odors. These can indicate pets, rotting food, mold or mildew (some of which can be dangerous!)
  • Bad neighbors. Trash on the yard next door? Cars all over the street? These all point to potentially bad neighbors.

Make sure to bring an agent along with you. They’ll make sure no red flags go unnoticed.

By |2019-07-09T09:33:09-05:00July 29th, 2019|

5 Apps to Help in Your Home Search

Technology has made finding the perfect home easier than ever.

Need help finding the right properties for your home search? Here are the 5 best apps to do it:

  1. The Realtor.com app for browsing listings and finding potential properties
  2. Dwellr to learn more about the neighborhood you’re buying in
  3. Homesnap, which lets you coordinate your home search with your spouse or co-buyer
  4. Xome if foreclosures and auction properties are on your radar
  5. Quicken Loans Mortgage Calculator for determining what you can afford

Make sure to tap your agent, too. They can set up custom listing alerts, which notify you real-time when a home that meets your requirements hits the market.

By |2019-07-09T09:31:30-05:00July 20th, 2019|

Throwing a Great Summer BBQ

The season for pool parties, block parties and friendly barbecues is here.

Are you planning a fun summer BBQ or get-together this year? Here’s how to make it a great one:

  • Keep it cool. Stock up on fans, fill up coolers with cold drinks, and crank up the A/C. Clean the pool if you have one.
  • Prep for bugs. Bugs can kill a party’s vibe instantly. Invest in bug zappers, citronella candles and a few cans of bug spray.
  • Have options. Burgers and hot dogs are always a solid choice, but make sure to have a few options for vegetarians, vegans and kiddos, too.

Cheers to a great party!

By |2019-07-09T09:30:13-05:00July 9th, 2019|

Creating an Emergency Plan

It’s never too early to create your household’s emergency plan.

Here’s how to do it:

  • Give each family member a responsibility.
  • Designate a safe spot or central meeting location in case you get separated.
  • Outline emergency contacts and phone numbers.
  • Create and practice an evacuation route.
  • Stock up on non-perishable food, water bottles, flashlights and batteries.
  • Pack a “go bag” for each member of the household.
  • Make a plan for your pets.

You may also want to invest in walkie talkies for each family member. During regional emergencies and disasters, cell phone and Wi-Fi service is often spotty or even non-existent.

By |2019-06-12T08:25:15-05:00June 28th, 2019|

The Home Today’s Buyers are Looking for

It’s home-buying’s busiest season of the year, and today’s buyers are more discerning than ever.

What are 2019 home buyers on the hunt for? They want:

  • Large, open kitchens with islands and bar seating
  • Classic, easy-to-clean wood and laminate flooring
  • Durable quartz and marble countertops
  • Spacious closets and plenty of storage space
  • Stainless steel or all black appliances
  • White, grey or light-colored cabinetry
  • Cover front and back patios, decks and other outdoor areas for entertaining

Many of these items make for easy, affordable DIY projects. If you’re considering putting your home on the market, you might think about a quick renovation or two to add value before listing the property.

By |2019-06-12T08:22:50-05:00June 12th, 2019|
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